BG Wealth Group

Referral Program Product Spotlight

At BG Wealth Group, we offer a selection of top-performing investment products through our new Enhanced Referral Partner Program. This means current Investment Partners can share these products with their network and make passive income through their commission…by simply sending out an email.

In this blog series, we will spotlight each product and equip you with its top benefits for you to share with your network.

Now that’s accelerated wealth-building.

This program has been incredibly successful and is scheduled to end on July 30th. So read up on our products and cue up an email to your personal/professional networks, so we can build generational wealth together!

This week’s product: Private Lending

If you had the choice between a bank account that earns you 3% and an investment opportunity that yields 16% quarterly compounded annually, which product would you invest your hard-earned money in?

Sort of a no-brainer, isn’t it?

BG Wealth Group’s Private Lending product makes the ideal alternative to high-yield bank accounts, beating them out by up to 13%. Why let your money lose value in a stagnant bank account with mounting inflation or get eaten by fees? With Private Lending, you get a stable investment secured against our proven property portfolio and you need comparatively low start-up capital to get involved, compared to other products.

How does it work?

To put it simply, Private Lending transactions work as follows. Your investment [or “lend”] goes into BG Wealth Group’s pool of capital used to acquire investment properties. Each quarter you get a return [or repayment] of your original amount *plus* 16% interest, which is compounded annually. You can choose to draw your returns quarterly or let them sit and benefit from the magic of compound interest.

With its unique advantages and benefits, BG Wealth Groups Private Lending program gives investors a compelling opportunity to establish a portfolio and achieve positive cash-flow.

Here are 5 benefits of our Private Lending program.

No Large Startup Capital Required

One of the key advantages of our Private Lending program is that it does not require a large amount of startup capital; start with as much as $10,000. Unlike traditional lending institutions, which often demand hefty initial investments in the hundreds of thousands, our program offers a more accessible entry point. This allows investors to participate in the Private Lending market with a significantly lower financial commitment, making it an attractive option for those looking to diversify their investment portfolio without tying up essential funds.

Secured against Tangible Real Estate Properties

Rest assured that our Private Lending program is secured with tangible real estate properties in a well-curated portfolio. This serves as a safety net, reducing the risk associated with the investment such as sudden crashes in the market or the inconsistency of intangible assets. You can even go to our properties and see exactly what you are investing in! By leveraging the value of real estate, our program provides a secured investment avenue, inspiring confidence and peace of mind.

Beat the Bank

Investment partners can confidently highlight that our Private Lending program yields up to 13% more in returns than the highest earning bank or investment accounts – and without the fees. With investors seeking alternative avenues to maximize their returns, our Private Lending program offers an exciting solution, providing investors with the opportunity to outperform the banks and achieve above-average returns. By beating the bank with Private Lending, you significantly enhance your wealth-building potential.

Private Lending is also a superior option for securing your hard-earned money, during several US bank collapses recently.

Flexible Funding Options

Following their initial investment, Investment Partners can choose to contribute additional funds into their investment *monthly*, making this a manageable and modular option for managing your cash flow. No need to wait until you have your next large investment chunk; take advantage of compounded interest by setting up a monthly deposit into your Private Lending account and watch your returns soar.

Unlike conventional lending institutions, which often adhere to rigid lending criteria, our program is tailored to meet the unique needs and preferences of borrowers and investors. If you are in it to create passive income, pay off a loan, or even pay your child’s tuition, our program can be fit for your needs. Start thinking about how Private Lending can help you and your network generate stable wealth today.

Conquer Inflation

With inflation fluctuating to an unreasonable degree in North America, the deposits that sit in your stagnant bank account are losing value every day. Did you know that the price of eggs has gone up 163% since the year 2000? Imagine how inflated housing, appliances, and essentials are! With our Private Lending program, we ensure that your money is always working hard for you. With unprecedented returns, you can keep up with the world’s inflating prices while not having to worry about if your stock will crash or not.

Next Steps

If you are interested in joining or learning more about our referral program and its products, contact BG Wealth Groups Associate of Investor Relations, Jennifer Arzadon at jennifer@bgwealthgroup.com, or call at 461-993-2572.

We are proud of the work we have done to set our clients financially free. Now you can share these opportunities with your own networks.

Spread the Word. Spread the Wealth, with BG Wealth Group.

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950-956 2nd Ave. Street East, Owen Sound, ON

Owen Sound

261-281 9th Street East, Owen Sound, ON

Value
Purchase Price
$1,055,000
Rents upon acquisition
$127,000
Fully rented
$235,290
Fully rented Building Value
$2,256,000
5-year ROI annualized
15.99%

The Story
261-281 9th Street East is a mixed-use (commercial/residential) building located in the heart of the downtown River District of Owen Sound. The building consists of 9 residential units (7-1 bedrooms, 1-2 bedroom & 1 studio apartment) and six commercial units. BG Wealth Properties purchased the building in March 2019 for $1,055,000 and immediately started employing its value-add model by renovating units and attracting high-quality tenants at attractive rental rates.

At the time of acquisition, one-bedroom residential units were renting anywhere from $550-$800 per month, and the two-bedroom unit was renting for $700/month. Through our value-add program, BG dramatically improved the condition of these units while successfully increasing rents on one-bedroom units to $1,300 per month, and $1,400 per month for the two-bedroom unit.

Similarly, commercial tenants were paying anywhere from $8.50-$10.00 per square foot at the time of acquisition (inclusive of taxes, maintenance, and insurance). Within the first 6 months, BG successfully started renovating commercial units and had new tenants sign long term leases at an average rate of $14.00 per square foot + $4.00/foot TMI (taxes, maintenance, and insurance) – for a total average rate of $18.00 per square foot.

Fully rented, the building carries a value of $2.2 Million based on rents we have achieved through our value-add business model.

This property still has more upside potential.

image of a road

Owen Sound

950-956 2nd Ave. Street East, Owen Sound, ON

Value
Purchase Price
$555,000
Rents upon acquisition
$28,800
Fully rented
$187,692
Fully rented Building Value
$1,600,000
5-year ROI annualized
17.38%

The Story
950-956 2nd Avenue East is a mixed-use (commercial/residential) building located in the heart of downtown’s River District of Owen Sound. The building consists of 6 residential units (2-2 bedrooms, 3-1 bedroom & 1 studio apartment) and two commercial units. BG Wealth Properties purchased the building in March 2019 for $555,000. The five upstairs vacant residential units were gutted with no tenants, while the downstairs had a high-end spa and a furniture store as commercial tenants.

In March 2021, BG Wealth Group partnered with an institutional lender and secured funding to renovate all residential units. In addition, given the shortage of high-end vacation rentals in the City of Owen Sound, BG has converted all six units to short-term vacation rentals, which will launch at the end of 2021.

In June 2021, BGWP attracted an up-and-coming Flame ‘N Bricks pizzeria franchise located in the commercial space beside the high-end spa. The culmination of high-end vacation rentals on the upper level, a spa and a pizzeria on the lower level will make this building one of the most attractive buildings in the downtown River District.

BG received a post-renovation appraisal of $1.3 Million on the building – more than 2X the original purchase price. Fully rented, the building carries a value of $1.6 Million based on typical short-term rental rates of the area.